News & Insights

Insurance News.

Practical insurance insights and advice — published regularly by our team.

Home Insurance Nonrenewal in 2026: What to Do When Your Insurer Drops You

Home insurance nonrenewals have climbed sharply across the country. Here is what the notice means, what to do first, how to challenge bad information, and where to find replacement coverage.

2026-08-20

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Life Insurance

Ozempic, Wegovy and Life Insurance: How GLP-1 Drugs Affect Your Rates in 2026

Taking Ozempic, Wegovy, Mounjaro, or Zepbound does not automatically disqualify you from life insurance. Here is what underwriters actually review and how to prepare.

2026-08-20

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Life Insurance

The Salary Nobody Pays: Life Insurance for Stay-at-Home Parents

Replacing a stay-at-home parent's unpaid work would cost six figures a year, yet “no income” is exactly why so many skip coverage. Here's the 2026 replacement math, the underwriting rule nobody mentions, and why a policy costs less than your babysitter.

2026-08-07

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Long-Term Care

How Much Does Long-Term Care Cost in 2026? What to Expect and Who Pays

A private nursing home room now runs $129,575 a year — and Medicare covers almost none of it. Here's what every type of care costs in 2026, and the four ways families actually pay for it.

2026-07-31

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Life Insurance

Term vs. Whole Life Insurance: Which Is Right for You?

Term life is cheap and simple. Whole life lasts forever and builds cash value. Here's how to decide which one actually fits your life and budget.

2026-07-16

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Life Insurance

Life Insurance for Seniors: Your Options at 50, 60, 70 and Beyond

Yes, you can get life insurance after 50, 60, even 80. Here's what coverage looks like at every age, what it costs, and which policies to avoid.

2026-07-09

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Life Insurance

No-Medical-Exam Life Insurance: How It Works and Who It's Really For

Skip the needles and the nurse visit. No-exam life insurance is faster than ever in 2026 — but it isn't always the best deal. Here's how to tell.

2026-07-01

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Life Insurance

Is Life Insurance Taxable? What Beneficiaries Need to Know

Life insurance payouts are usually tax-free — but not always. Interest, estates, surrenders, and the 'Goodman triangle' can all trigger taxes. Here's the full picture.

2026-06-24

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Life Insurance

How Does Life Insurance Work? A Plain-English Guide

Premiums, death benefits, beneficiaries, underwriting — life insurance is simpler than the jargon suggests. Here's how it all fits together, start to finish.

2026-06-17

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Life Insurance

How Much Life Insurance Do I Need? A Simple Way to Get the Number Right

10x your income? The DIME method? Walk through the calculation that actually fits your family — with worked examples for renters, homeowners, and parents.

2026-06-10

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Life Insurance

Life Insurance With Cash Value: How It Works and How to Borrow Against It

Cash value life insurance doubles as a borrowing source — no credit check, no fixed repayment. Here's how it grows, how policy loans really work, and the trap to avoid.

2026-06-03

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Life Insurance

Life Insurance vs. AD&D: What's the Difference and Do You Need Both?

AD&D insurance is cheap because it rarely pays. Learn what accidental death coverage actually covers, when it makes sense, and why it can't replace life insurance.

2026-05-27

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Insurance Basics

Understanding Insurance Deductibles: A Complete Guide

Your deductible can make or break your insurance experience. Learn how deductibles work across different types of insurance and how to choose the right amount.

2026-03-20

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Life Insurance

Why Your 30s Are the Best Time to Buy Life Insurance

The decade when life insurance is most affordable and most needed. Here's why waiting costs you more than you think.

2026-03-15

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Insurance Tips

10 Insurance Mistakes That Could Cost You Thousands

Common insurance mistakes that leave people underinsured or overpaying. Learn what to avoid so you're properly protected.

2026-03-10

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